{"id":19125,"date":"2026-05-04T18:13:14","date_gmt":"2026-05-04T09:13:14","guid":{"rendered":"https:\/\/www.runmoa.com\/?p=19125"},"modified":"2026-05-04T18:13:14","modified_gmt":"2026-05-04T09:13:14","slug":"1%ec%9d%b8-%ec%98%a8%eb%9d%bc%ec%9d%b8-%ec%87%bc%ed%95%91%eb%aa%b0-%ec%b0%bd%ec%97%85%ec%9d%84-%ec%8b%9c%ec%9e%91%ed%95%98%eb%8a%94-5%eb%8b%a8%ea%b3%84-%eb%b0%a9%eb%b2%95-2026","status":"publish","type":"post","link":"https:\/\/www.runmoa.com\/blog\/19125\/1%ec%9d%b8-%ec%98%a8%eb%9d%bc%ec%9d%b8-%ec%87%bc%ed%95%91%eb%aa%b0-%ec%b0%bd%ec%97%85%ec%9d%84-%ec%8b%9c%ec%9e%91%ed%95%98%eb%8a%94-5%eb%8b%a8%ea%b3%84-%eb%b0%a9%eb%b2%95-2026\/","title":{"rendered":"1\uc778 \uc628\ub77c\uc778 \uc1fc\ud551\ubab0 \ucc3d\uc5c5\uc744 \uc2dc\uc791\ud558\ub294 5\ub2e8\uacc4 \ubc29\ubc95 2026"},"content":{"rendered":"

1\uc778 \uc628\ub77c\uc778 \uc1fc\ud551\ubab0 \ucc3d\uc5c5\uc744 \uc2dc\uc791\ud558\ub294 5\ub2e8\uacc4 \ubc29\ubc95 2026<\/h4>\n

\uc628\ub77c\uc778 \uc1fc\ud551\ubab0\uc744 \ud63c\uc790 \uc2dc\uc791\ud558\ub824\ub294 \ubd84\ub4e4\uc774 \uac00\uc7a5 \uba3c\uc800 \uac80\uc0c9\ud558\ub294 \ub9d0\uc740 \ube44\uc2b7\ud569\ub2c8\ub2e4. \u201c\ubb34\uc790\ubcf8\uc73c\ub85c \uac00\ub2a5\ud55c\uac00\uc694\u201d, \u201c\uc2a4\ub9c8\ud2b8\uc2a4\ud1a0\uc5b4\ubd80\ud130 \ud574\uc57c \ud558\ub098\uc694\u201d, \u201c\ubb58 \ud314\uc544\uc57c \ud558\ub098\uc694\u201d \uac19\uc740 \uc9c8\ubb38\uc785\ub2c8\ub2e4.<\/p>\n

\ucee4\ubba4\ub2c8\ud2f0 \uae00\uc744 \ubcf4\uba74 \uace0\ubbfc\uc740 \ub354 \ud604\uc2e4\uc801\uc785\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8\uc2a4\ud1a0\uc5b4 \ud6c4\uae30\uc5d0\uc11c\ub294 \uc704\ud0c1\ud310\ub9e4\ub3c4 \uad11\uace0\ube44\uc640 \uc815\uc0b0 \uc8fc\uae30 \ub54c\ubb38\uc5d0 \uc790\uae08\uc774 \ubb36\uc778\ub2e4\uace0 \uc774\uc57c\uae30\ud569\ub2c8\ub2e4. \ub610 \uc2e4\uc81c \ucc3d\uc5c5 \ud6c4\uae30\uc5d0\uc11c\ub294 \ud3ec\uc7a5\uc7ac, \ucd2c\uc601 \uc7a5\ube44, \uc0c1\ud488 \uad6c\ub9e4, \ubc18\ud488\uacfc \uad50\ud658\uae4c\uc9c0 \uc0dd\uac01\ubcf4\ub2e4 \ube44\uc6a9\uacfc \uc77c\uc774 \ub9ce\uc558\ub2e4\ub294 \uc774\uc57c\uae30\uac00 \uc790\uc8fc \ub098\uc635\ub2c8\ub2e4.<\/p>\n

\uc628\ub77c\uc778 \uc1fc\ud551\ubab0 \ucc3d\uc5c5\uc740 \uc2dc\uc7a5\uc774 \uc791\uc544\uc11c \uc5b4\ub824\uc6b4 \uc77c\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ud1b5\uacc4\uccad 2026\ub144 2\uc6d4 \uc628\ub77c\uc778\uc1fc\ud551\ub3d9\ud5a5\uc5d0 \ub530\ub974\uba74 \uc628\ub77c\uc778\uc1fc\ud551 \uac70\ub798\uc561\uc740 22\uc870 5,974\uc5b5 \uc6d0\uc73c\ub85c \uc804\ub144 \uac19\uc740 \ub2ec\ubcf4\ub2e4 5.9% \ub298\uc5c8\uc2b5\ub2c8\ub2e4. \ubb38\uc81c\ub294 \uc2dc\uc7a5\uc774 \ud070 \ub9cc\ud07c \uacbd\uc7c1\uc790\ub3c4 \ub9ce\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

1\ub2e8\uacc4, \uba3c\uc800 \ud314 \uc0c1\ud488\ubcf4\ub2e4 \uac10\ub2f9\ud560 \uc0c1\ud488\uc744 \uace0\ub985\ub2c8\ub2e4<\/h4>\n

\ucd08\ubcf4\uc790\ub294 \u201c\uc798 \ud314\ub9ac\ub294 \uc0c1\ud488\u201d\ub9cc \ucc3e\ub2e4\uac00 \uba48\ucd94\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc 1\uc778 \uc1fc\ud551\ubab0\uc5d0\uc11c\ub294 \uc798 \ud314\ub9ac\ub294 \uc0c1\ud488\ubcf4\ub2e4 \ub0b4\uac00 \uacc4\uc18d \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \uc0c1\ud488\uc774 \uba3c\uc800\uc785\ub2c8\ub2e4.<\/p>\n

\ubc30\uc1a1\uc774 \ub108\ubb34 \ub290\ub9ac\uac70\ub098, \ubd88\ub7c9\ub960\uc774 \ub192\uac70\ub098, \ubc18\ud488 \uae30\uc900\uc774 \uc560\ub9e4\ud55c \uc0c1\ud488\uc740 \uccab \ub9e4\ucd9c\uc774 \ub098\ub3c4 \uae08\ubc29 \ud53c\ub85c\ud574\uc9d1\ub2c8\ub2e4. \ucee4\ubba4\ub2c8\ud2f0\uc5d0\uc11c\ub3c4 \ucc98\uc74c \uc2dc\uc791\ud55c \uc140\ub7ec\ub4e4\uc774 \uc0c1\ud488 \uc218\ub97c \ubb34\uc791\uc815 \ub298\ub9ac\uae30\ubcf4\ub2e4 \uce74\ud14c\uace0\ub9ac, \ud0dc\uadf8, \uac80\uc0c9 \ucd5c\uc801\ud654\uc640 \uc2e4\uc81c \ud310\ub9e4 \uac00\ub2a5\uc131\uc744 \uba3c\uc800 \ubd10\uc57c \ud55c\ub2e4\uace0 \uc774\uc57c\uae30\ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

2\ub2e8\uacc4, \ud310\ub9e4 \ubc29\uc2dd\uc744 \uba3c\uc800 \uc815\ud569\ub2c8\ub2e4<\/h4>\n

\uc628\ub77c\uc778 \uc1fc\ud551\ubab0 \ucc3d\uc5c5 \ubc29\uc2dd\uc740 \ud06c\uac8c \uc704\ud0c1\ud310\ub9e4, \uc0ac\uc785, \uc790\uccb4 \uc81c\uc791\uc73c\ub85c \ub098\ub20c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc704\ud0c1\ud310\ub9e4\ub294 \uc7ac\uace0 \ubd80\ub2f4\uc774 \ub0ae\uc9c0\ub9cc \ub9c8\uc9c4\uc774 \ub0ae\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uc785\uc740 \ub9c8\uc9c4\uc744 \ub192\uc77c \uc218 \uc788\uc9c0\ub9cc \uc7ac\uace0\uac00 \ub0a8\uc744 \uc704\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

1\uc778 \ucc3d\uc5c5\uc790\ub294 \ucc98\uc74c\ubd80\ud130 \ud070 \ubb3c\ub7c9\uc744 \uac00\uc838\uac00\uae30\ubcf4\ub2e4 \uc791\uc740 \ub2e8\uc704\ub85c \ud14c\uc2a4\ud2b8\ud558\ub294 \ud3b8\uc774 \uc548\uc804\ud569\ub2c8\ub2e4. \uc0c1\ud488 100\uac1c\ub97c \uc62c\ub9ac\ub294 \uac83\ubcf4\ub2e4, 10\uac1c\ub97c \uc62c\ub9ac\uace0 \ud074\ub9ad, \ubb38\uc758, \uc7a5\ubc14\uad6c\ub2c8, \uad6c\ub9e4 \uc804\ud658\uc744 \ubcf4\ub294 \uc77c\uc774 \ub354 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

3\ub2e8\uacc4, \ud310\ub9e4 \ucc44\ub110\uc740 \ud558\ub098\ubd80\ud130 \uc2dc\uc791\ud569\ub2c8\ub2e4<\/h4>\n

\ucc98\uc74c\ubd80\ud130 \uc2a4\ub9c8\ud2b8\uc2a4\ud1a0\uc5b4, \ucfe0\ud321, \uc790\uc0ac\ubab0, \uc778\uc2a4\ud0c0\uadf8\ub7a8\uc744 \ubaa8\ub450 \uc6b4\uc601\ud558\ub824\uace0 \ud558\uba74 \uae08\ubc29 \uc9c0\uce69\ub2c8\ub2e4. \uc0c1\ud488 \ub4f1\ub85d \ubc29\uc2dd, \uc815\uc0b0 \ubc29\uc2dd, \uace0\uac1d \ubb38\uc758 \uc704\uce58\uac00 \ubaa8\ub450 \ub2e4\ub974\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n

\ucfe0\ud321 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\ub294 \ud310\ub9e4 \uc2dc\uc791 \uacfc\uc815\uc5d0\uc11c \uacc4\uc815 \uc0dd\uc131, \uc0ac\uc5c5\uc790 \uc778\uc99d, \uc0c1\ud488 \ub4f1\ub85d, \ud480\ud544\uba3c\ud2b8\uc640 \ubc30\uc1a1 \ubc29\uc2dd \uc120\ud0dd, \ub9e4\ucd9c \uc815\uc0b0 \ud750\ub984\uc744 \uc548\ub0b4\ud569\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8\uc2a4\ud1a0\uc5b4 \uc5ed\uc2dc \uc77c\uc815 \uae30\uc900\uc5d0 \ub530\ub77c \uc0ac\uc5c5\uc790 \uc2e0\uace0\uc640 \ud1b5\uc2e0\ud310\ub9e4\uc5c5 \uad00\ub828 \uc815\ubcf4\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

4\ub2e8\uacc4, \ud310\ub9e4 \uc804 \uc6b4\uc601 \uae30\uc900\uc744 \uc801\uc5b4\ub461\ub2c8\ub2e4<\/h4>\n

\ub9ce\uc740 \ucd08\ubcf4 \uc140\ub7ec\uac00 \uc0c1\ud488 \ub4f1\ub85d\uae4c\uc9c0\ub294 \ud574\ub3c4 \uc6b4\uc601 \uae30\uc900\uc740 \ub2a6\uac8c \ub9cc\ub4ed\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \uc2e4\uc81c\ub85c \uc77c\uc774 \ud130\uc9c0\ub294 \uacf3\uc740 \ud310\ub9e4 \uc774\ud6c4\uc785\ub2c8\ub2e4.<\/p>\n

\uace0\uac1d\uc774 \u201c\uc5b8\uc81c \ubc30\uc1a1\ub418\ub098\uc694\u201d\ub77c\uace0 \ubb3b\uace0, \uacf5\uae09\ucc98 \uc7ac\uace0\uac00 \uac11\uc790\uae30 \ube60\uc9c0\uace0, \ubc18\ud488 \uc694\uccad\uc774 \ub4e4\uc5b4\uc624\ub294 \uc21c\uac04\ubd80\ud130 \ud63c\uc790 \uc6b4\uc601\ud558\ub294 \ubd80\ub2f4\uc774 \ucee4\uc9d1\ub2c8\ub2e4. \uadf8\ub798\uc11c \ud310\ub9e4 \uc804 \ubc30\uc1a1\uc77c, \uad50\ud658 \uae30\uc900, \ud488\uc808 \ub300\uc751, \ubb38\uc758 \ub2f5\ubcc0 \ubb38\uc7a5\uc744 \ubbf8\ub9ac \uc815\ud574\ub450\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

5\ub2e8\uacc4, \uad11\uace0\ubcf4\ub2e4 \uc0c1\ud488 \uac80\uc99d\uc744 \uba3c\uc800 \ud569\ub2c8\ub2e4<\/h4>\n

\ucee4\ubba4\ub2c8\ud2f0\uc5d0\uc11c \ubc18\ubcf5\ub418\ub294 \ub9d0 \uc911 \ud558\ub098\ub294 \u201c\uad11\uace0\ube44\ub97c \uc4f0\uc9c0 \uc54a\uc73c\uba74 \ud314\uae30 \uc5b4\ub835\ub2e4\u201d\ub294 \ud604\uc2e4\uc785\ub2c8\ub2e4. \ub2e4\ub9cc \ucd08\ubcf4\uc790\uac00 \ucc98\uc74c\ubd80\ud130 \uad11\uace0\ube44\ub97c \ud06c\uac8c \uc4f0\uba74 \uc5b4\ub5a4 \uc0c1\ud488\uc774 \ubc18\uc751\uc774 \uc788\ub294\uc9c0 \uc54c\uae30\ub3c4 \uc804\uc5d0 \ub3c8\uc774 \ube60\uc838\ub098\uac11\ub2c8\ub2e4.<\/p>\n

\ucc98\uc74c\uc5d0\ub294 \uc0c1\ud488\uba85, \uc378\ub124\uc77c, \uac00\uaca9, \uc0c1\uc138\ud398\uc774\uc9c0\ub97c \ubc14\uafd4\ubcf4\uba70 \ubc18\uc751\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uc870\ud68c\ub294 \uc788\ub294\ub370 \uad6c\ub9e4\uac00 \uc5c6\ub2e4\uba74 \uc0c1\uc138\ud398\uc774\uc9c0\ub098 \uac00\uaca9 \ubb38\uc81c\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc870\ud68c \uc790\uccb4\uac00 \uc5c6\ub2e4\uba74 \ud0a4\uc6cc\ub4dc\ub098 \uc0c1\ud488 \uc120\ud0dd\ubd80\ud130 \ub2e4\uc2dc \ubd10\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub7f0\ubaa8\uc544\ub85c \ud63c\uc790 \ub9c9\ud788\ub294 \uad6c\uac04\uc744 \uc904\uc774\ub294 \ubc29\ubc95<\/h4>\n

\ub7f0\ubaa8\uc544\ub294 1\uc778 \uc628\ub77c\uc778 \uc1fc\ud551\ubab0 \ucc3d\uc5c5\uc790\uac00 \uac00\uc7a5 \uc790\uc8fc \ub9c9\ud788\ub294 \uc0c1\ud488 \uc18c\uc2f1, \uc1fc\ud551\ubab0 \uc6b4\uc601, \ub9c8\ucf00\ud305 \ud750\ub984\uc744 \ud55c\uacf3\uc5d0\uc11c \uc774\uc5b4\uac08 \uc218 \uc788\uac8c \uad6c\uc131\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub7f0\ubaa8\uc544 \uc790\ub3d9\uc18c\uc2f1\uc740 \ud2b8\ub80c\ub4dc\ub97c \ubd84\uc11d\ud574 \ud310\ub9e4 \ud6c4\ubcf4\ub97c \ucc3e\uace0, \uc0c1\ud488 \uac80\uc0c9, \uc2a4\ud14c\ub514\uc140\ub7ec, \ud2b8\ub80c\ub4dc \ub7ad\ud0b9, AI \uc18c\uc2f1 \ub3c4\uc6b0\ubbf8\ub97c \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610 \ubb34\uc7ac\uace0 \ub3c4\ub9e4 \uc704\ud0c1\ud310\ub9e4 \uc6b4\uc601 \uc9c0\uc6d0, \uc0c1\ud488 \uc18c\uc2f1 \ubd84\uc11d \ub9ac\ud3ec\ud2b8, SNS \uc790\ub3d9\ub9c8\ucf00\ud305 \ub3c4\uad6c, PG \uac00\uc785, \ub7f0\ud53d \uc785\uc810 \uc9c0\uc6d0\uae4c\uc9c0 \ud568\uaed8 \uc6b4\uc601\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud63c\uc790 \uc2dc\uc791\ud560 \ub54c \uac00\uc7a5 \uc5b4\ub824\uc6b4 \uac83\uc740 \uc758\uc9c0\uac00 \ubd80\uc871\ud55c \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc5b4\ub5a4 \uc0c1\ud488\uc744 \uace8\ub77c\uc57c \ud558\ub294\uc9c0, \uc5b4\ub514\uc5d0 \uc62c\ub824\uc57c \ud558\ub294\uc9c0, \ud314\ub9b0 \ub4a4 \uc5b4\ub5bb\uac8c \ub300\uc751\ud574\uc57c \ud558\ub294\uc9c0 \uacc4\uc18d \ud310\ub2e8\ud574\uc57c \ud55c\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n

\ub7f0\ubaa8\uc544\ub97c \ud65c\uc6a9\ud558\uba74 \uc1fc\ud551\ubab0 \uac1c\uc124\uc5d0\uc11c \ub05d\ub098\uc9c0 \uc54a\uace0 \uc0c1\ud488 \ud6c4\ubcf4\ub97c \ucc3e\uace0, \uc6b4\uc601 \uae30\uc900\uc744 \uc7a1\uace0, \ub178\ucd9c \ucc44\ub110\uc744 \ub113\ud788\ub294 \uacfc\uc815\uc744 \ub354 \uc791\uc740 \ub2e8\uacc4\ub85c \ub098\ub20c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucc98\uc74c \ucc3d\uc5c5\ud558\ub294 \ubd84\uc5d0\uac8c\ub294 \uc774 \ud750\ub984\uc774 \ud070 \ucc28\uc774\ub97c \ub9cc\ub4ed\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub9c8\ubb34\ub9ac\ub294 \uccab \ub9e4\ucd9c\ubcf4\ub2e4 \uc6b4\uc601 \uac00\ub2a5\uc131\uc785\ub2c8\ub2e4<\/h4>\n

1\uc778 \uc628\ub77c\uc778 \uc1fc\ud551\ubab0 \ucc3d\uc5c5\uc740 \ube60\ub974\uac8c \uc2dc\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc624\ub798 \uc6b4\uc601\ud558\ub824\uba74 \uc0c1\ud488, \ucc44\ub110, \ubc30\uc1a1, CS, \ub9c8\ucf00\ud305\uc744 \ud55c \ubc88\uc5d0 \uac10\uc73c\ub85c \ucc98\ub9ac\ud558\uba74 \uc548 \ub429\ub2c8\ub2e4.<\/p>\n

\uc9c0\uae08 \ud574\uc57c \ud560 \uc77c\uc740 \uc1fc\ud551\ubab0 \uc774\ub984\uc744 \uc624\ub798 \uace0\ubbfc\ud558\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ub0b4\uac00 \ud314 \uc218 \uc788\ub294 \uc0c1\ud488\uc778\uc9c0, \ubc30\uc1a1\uacfc \ubc18\ud488\uc744 \uac10\ub2f9\ud560 \uc218 \uc788\ub294\uc9c0, \uccab \ud14c\uc2a4\ud2b8\ub97c \uc5b4\ub5bb\uac8c \ud560\uc9c0\ubd80\ud130 \uc815\ub9ac\ud558\ub294 \uc77c\uc785\ub2c8\ub2e4. \uadf8 \uae30\uc900\uc774 \uc7a1\ud788\uba74 \ub7f0\ubaa8\uc544\uc5d0\uc11c \uc0c1\ud488 \uc18c\uc2f1\uacfc \uc1fc\ud551\ubab0 \uc6b4\uc601\uc744 \uc5f0\uacb0\ud574 \ub354 \ud604\uc2e4\uc801\uc778 \uccab\uac78\uc74c\uc744 \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

#1\uc778\uc628\ub77c\uc778\uc1fc\ud551\ubab0\ucc3d\uc5c5 #\uc628\ub77c\uc778\uc1fc\ud551\ubab0\ucc3d\uc5c5 #\uc1fc\ud551\ubab0\ucc3d\uc5c5 #\uc704\ud0c1\ud310\ub9e4\ucc3d\uc5c5 #\ubb34\uc7ac\uace0\ucc3d\uc5c5 #\ucd08\ubcf4\uc140\ub7ec #\uc0c1\ud488\uc18c\uc2f1 #\uc2a4\ub9c8\ud2b8\uc2a4\ud1a0\uc5b4\ucc3d\uc5c5 #\uc1fc\ud551\ubab0\uc6b4\uc601 #\ub7f0\ubaa8\uc544<\/p>\n","protected":false},"excerpt":{"rendered":"

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